<p style="text-align: justify;"><strong>香港大學的Master of Finance in Financial Technology（MFFinTech）</strong>在為學生提供創(chuàng)新的數(shù)字金融領域所需的知識和技能。這個項目涵蓋了金融、技術和商業(yè)管理領域，并采用了一種實踐教學方法，培養(yǎng)金融科技人才，并確保所有學生都學習到最先進的技術。</p> <p style="text-align: justify;"><br />對于這個項目的PS書寫，同學們如何通過描寫自己的經歷來突出自己的優(yōu)勢，表達自己對該專業(yè)和未來的熱情和追求，從而吸引招生官呢？</p> <p style="text-align: justify;"><br />今天#<strong>心動的文書</strong>#欄目，給大家展示一份指南者該項目錄取學員的PS及寫作思路<strong>（下劃線加粗為好詞好句，大家可以收藏積累哦～）</strong>。</p> <p style="text-align: justify;">&nbsp;</p> <h1 style="text-align: center;"><span style="color: #ffffff;"><strong><span class="h1">指南者 PS Sample</span></strong></span></h1> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">During my freshman year, I was privileged to partake in a series of lectures hosted by experts in the finance industry at my college. This experience <strong><span style="text-decoration: underline;">opened my eyes to the yawning chasm</span></strong> between theoretical knowledge contained within textbooks and the practical obstacles in financial markets. 【對金融的初步認識：從大一起多次參加金融業(yè)專家的一系列講座，我意識到了解實際的金融市場和課本知識的差異】 To bridge this gap, I joined the Investment Banking and Fund Association of the university after three rigorous interviews. There, I gained exposure to stock and bond markets and was taught the art of model-based research analysis by seasoned and professional alumni.【初步的探索：為了探索金融領域，我努力加入了投行基金協(xié)會，并且和業(yè)內導師學習了股票及債券市場的知識，還嘗試了基于模型的研究分析】</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">申請者在校期間<strong>參加講座以及加入專業(yè)相關的組織</strong>等活動可以反映出「我」對于專業(yè)的興趣。</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">Tip：這些經歷可以很好地被用來作為PS的開頭，但是<strong>不建議詳細展開經歷</strong>，因為它們的重要性較低，篇幅過多會顯得文章較為累贅，展現(xiàn)給AO簡潔的語言也很重要。</p> <p style="text-align: justify;"><br />Subsequently, I participated in the American College Mathematical Modeling Competition in 2020. As I prepared for this competition, I <strong><span style="text-decoration: underline;">delved into an array of online resources and books</span></strong> to acquire the necessary knowledge and taught myself the rudiments of linear algebra and R programming language. It allowed me to spearhead the model design and programming in the competition.【自學能力：大一參加美賽，查閱研究文獻，自學了線性代數(shù)和R語言】 Also, through utilizing the ARMA model to complete <strong><span style="text-decoration: underline;">meticulous</span></strong> time-series analysis, I greatly strengthened my knowledge base and <span style="text-decoration: underline;"><strong>sharpened my practical skills.</strong></span> 【運用知識的能力：比賽中用ARMA模型完成了時間序列分析】Through this competition, I discovered my deep-seated passion for model-based empirical research.</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">這段主要寫的是申請者大一寒假的美賽建模經歷，雖然只獲得了S獎，但是對大一的新生來說是一次<strong>探索和發(fā)現(xiàn)自己的興趣和目標的重要嘗試</strong>。因此在PS中也點出來：這段經歷不僅夯實了知識基礎提高了實踐能力，還發(fā)掘了自己對基于模型的實證研究的興趣。</p> <p style="text-align: justify;"><br />I took every chance to engage in many modeling-related research projects. In the Financial Engineering course design, inspired by the book Python for Finance, I harnessed my creative prowess to produce an algorithm that can complete a visual binary tree with undirected graphs. 【知識面：介紹自己的課設靈感來源于Python for Finance這本書，體現(xiàn)出我平時的知識面較為豐富，積極閱讀專業(yè)相關書籍】Unlike the model presented in the book, my optimized version <strong><span style="text-decoration: underline;">transcended</span></strong> the constraints of mere numerical input. By accounting for variable parameters such as the number of periods, initial stock price, and volatility, my design was able to showcase the probability and extent of stock price fluctuations in a practical and visually-striking manner. In addition, I engineered a matrix exhibiting option prices at every node, expressed through sophisticated circular functions. 【獨立思考：我不局限于書籍中的二叉樹模型設計，而是結合自己的思考和知識去進行了優(yōu)化，得出了新的更為實用的函數(shù)和矩陣，實現(xiàn)了可以輸入不同的期數(shù)、初始股價、波動率等任何參數(shù)，并通過不同形態(tài)的二叉樹顯示股票價格升跌的概率、幅度和各節(jié)點上的期權價格】The success of this assignment <strong><span style="text-decoration: underline;">embraced me with an unprecedented sense of accomplishment</span></strong> and a <strong><span style="text-decoration: underline;">newfound appreciation for</span></strong> financial engineering. Nevertheless, I <strong><span style="text-decoration: underline;">remained mindful of the gaps</span></strong> in my knowledge and the unanswered questions surrounding the underlying economics of the binomial tree model.【收獲和反思：我通過復盤，發(fā)現(xiàn)現(xiàn)階段的知識依然有所不足】</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">這段經歷是一段課設。在這段描寫了申請人的研究靈感和不拘泥于書本去探索知識邊界，重點突出了<strong>申請人優(yōu)秀的編程能力，扎實的專業(yè)知識，以及創(chuàng)新思考和求知欲望</strong>。</p> <p style="text-align: justify;"><br />Tip：寫PS時，不僅要突出經歷中個人的成就，有時候展現(xiàn)自己的總結和反思也很重要。</p> <p style="text-align: justify;"><br />In my junior year, I investigated the crowding-out effect of real estate investment in China and its impact on economic growth based on the VECM model. As I read pages of related literature, I discovered that there is <strong><span style="text-decoration: underline;">academic controversy over</span></strong> the impact of real estate investment on the amount of other fixed asset investments and the relationship between real estate investment and economic growth. 【發(fā)現(xiàn)問題：對于文獻的閱讀總結出了學界在房地產投資對于其它固定資產投資額的短期、長期影響以及與經濟增長之間的關系有所爭議】To address this, I applied R language to test the cointegration relationship between the time series of three sets of variables from 1993 to 2021 and learned that there is a long-term equilibrium relationship. 【研究問題過程：我應用R語言檢驗了1993年至2021年三組變量的時間序列之間的協(xié)整關系，得知三組變量之間存在著長期的均衡關系】Eventually, I prove the existence of the crowding-out effect from the perspective of empirical analysis by constructing a vector error correction model. 【解決問題能力：通過構建一個向量誤差修正模型，從實證分析的角度證明了擠出效應的存在】This research honed my quantitative analysis ability, which will be a valuable asset in my advanced studies.</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">這段科研重點突出申請人的<strong>學術研究能力和數(shù)據(jù)量化分析能力</strong>，體現(xiàn)出對金融問題的探索精神以及對于模型的理解和應用能力，<strong>和申請項目的課程設置以及需要的能力十分匹配</strong>。</p> <p style="text-align: justify;"><br />Tips：科研經歷對于展現(xiàn)個人研究思維和邏輯也是非常重要的，寫作時可以找一個角度切入（如發(fā)現(xiàn)--解決問題）</p> <p style="text-align: justify;"><br />The Master of Finance in Financial Technology program at HKU is of interest to me for several reasons. Its well-balanced curriculum is jointly offered by the Business School, Faculty of Engineering, and Faculty of Law. Thus, I will be exposd to a wide range of multi-disciplinary knowledge including derivative securities, fund management, digital transformation, artificial neural networks, and deep reinforcement learning. This program is the perfect fit for my dream career of working in the fixed income field and conducting research on interest rate derivatives-related areas. 【三個院系聯(lián)合授課會提升自己在未來職業(yè)中的競爭力，點出自己的職業(yè)目標】Especially, I look forward to Advanced Financial Programming and Databases, Quantitative Trading, and Big Data in Finance courses, which will help me develop advanced quantitative skills and innovative thinking. Apart from rich teaching resources, the part-time on-campus employment and rich career development activities provided by the program will cultivate my workplace capabilities. 【就業(yè)支持：項目會提供許多職業(yè)活動和實習機會，可以培養(yǎng)職業(yè)技能】</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">在擇校原因部分<strong>突出申請人對項目的了解</strong>，并且和<strong>職業(yè)規(guī)劃</strong>相結合，表明對項目的熱情和申請的動機。</p> <p style="text-align: justify;"><br />As I reflect on my past experiences, I am confident that I am a compelling candidate for this program. My specialized courses in mathematics, time series analysis, and financial engineering have equipped me with mathematical, statistical, and programming skills to analyze financial problems and regular market phenomena and enhanced my data processing capability.【提出自己是合格的候選人：除了上述的經歷還有扎實的學科知識】 I am eager to <strong><span style="text-decoration: underline;">leverage my skills in conducting extensive research</span></strong> in graduate school. As someone with a history of taking on challenging and intensive research projects, I believe that I would <strong><span style="text-decoration: underline;">thrive in</span></strong> your vibrant and professional environment.</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">最后一段描寫申請人的<strong>相關資質</strong>，體現(xiàn)出自信的態(tài)度和對未來學習的期待。</p> <p style="text-align: justify;">&nbsp;</p> <h1 style="text-align: center;"><span style="color: #ffffff;"><strong><span class="h1">總結</span></strong></span></h1> <p style="text-align: center;">&nbsp;</p> <p style="text-align: justify;"><span style="color: #262626;">這個項目偏好具有計算機科學、工程學、數(shù)學、物理學、統(tǒng)計學或科學和技術相關學科的學生，因此在撰寫PS時需要重點突出申請人相關的<strong>核心技能</strong>。除了通過申請者的每段經歷來體現(xiàn)硬實力，也要注重體現(xiàn)自己的<strong>個性化的特征</strong>，比如創(chuàng)新性思維、批判性思維、團隊合作能力等等，不斷展現(xiàn)優(yōu)勢，讓自己成為獨一無二的候選人。</span></p> <div class="qrcode-content-wrapper" contenteditable="false">&nbsp;</div>